Viewpoints

Information and education are an essential part of the client experience, and we
are here to provide resources and insights to help keep you advised.

Market Update

Market Update

"In January, we faced more significant declines in stock market indices. We have witnessed record highs, one after another followed by several weeks of multiple declines as investors focus on the new conditions presented by 2022."

Estate Planning and the Advantage of Delaware Directed Trusts

Estate Planning and the Advantage of Delaware Directed Trusts

"Delaware has a unique and sophisticated court, the Court of Chancery, specifically created to handle trust matters. The Court has a history of preserving, protecting, and supporting trust terms. "

Impact Investing at Manchester Capital Management

Impact Investing at Manchester Capital Management

"...innovation with sustainability as a driving force for financial performance can create real opportunities for investors, whether they are seeking to be values-aligned, profit-motivated, or both. The two concepts are not mutually exclusive. "

Sustainable and Impact Investing Leader Phil Kirshman Joins Manchester Capital Management

Sustainable and Impact Investing Leader Phil Kirshman Joins Manchester Capital Management

for immediate release MONTECITO CA, NOV. 3 2021 – Manchester Capital Management is pleased to announce the addition of Phil Kirshman to their Montecito, CA office. Phil will be responsible for leading the Environmental, Social, and Governance impact investing efforts of the firm and supporting clients who want their portfolios to have a measurable social and environmental impact in addition to a positive financial return. With 35 years of financial management experience, Phil is a recognized leader in the sustainable and impact investing space. Prior to joining Manchester Capital, he held various leadership roles including Co-Founder and Chief Investment Officer for Cornerstone Capital group where he led their investment advisory division. Most recently, Phil founded Impact Metropolis, a social media platform for impact investing ecosystems. Phil has earned both the Chartered Financial Analyst and Certified Financial Planner® designations. He holds B.A. in Philosophy and Legal Studies from the University of...

Educating the Next Generation – Investing

Educating the Next Generation – Investing

"A person who is starting to take more personal financial responsibility should understand how to create a budget, how to evaluate renting versus buying, and how to obtain insurance."

Market Resilience

Market Resilience

"The American economy is a powerful wealth creator for the patient investor willing to accept the risk and stay invested for the long haul.”

Cryptocurrencies and Digital Assets – A Primer

Cryptocurrencies and Digital Assets – A Primer

“It is impossible to ignore the growth of the industry and continued evolution and adoption of the technology.’”

Our National Debt – It Always Ends Badly…

Our National Debt – It Always Ends Badly…

“We do not know when this will end, only that it cannot continue forever—no individual or country ever spent its way to prosperity.”

Educating the Next Generation – Budgeting

Educating the Next Generation – Budgeting

“As soon as a child is old enough to start asking for items they see in stores, that child is probably old enough for an allowance—a golden opportunity to introduce financial concepts.”

Commercial Real Estate as an Inflation Hedge

Commercial Real Estate as an Inflation Hedge

“While investment real estate can be an effective hedge against inflation, the effectiveness of the hedge depends significantly on a property’s cashflow increases and utility.”

Sustainable Investing – Seeking a Lower Carbon Path

Sustainable Investing – Seeking a Lower Carbon Path

“In A new survey of 439 institutional investors, ‘50% say climate risks are already a factor in their investment decisions.’”

How Technology Plays a Role With Wealth Planning

How Technology Plays a Role With Wealth Planning

“To plan effectively you should have all your information in an organized manner, and today we believe that means digital solutions.”