Information and education are an essential part of the client experience, and we
are here to provide resources and insights to help keep you advised.


Regularly reviewing existing estate plans is a good financial practice, and the looming change to the lifetime estate/gift tax exemptions at the end of 2025 makes now an opportune time to review your plans. Two powerful tools in estate planning are time and interest rates. With time, the more you have remaining, the greater the number of estate planning options available to you. With interest rates, the lower the prevailing rates, the more likely investments can achieve excess returns, thus the more attractive many strategies become. The ultra-low interest rates of the past decade were a boon for many estate planning strategies, but the increase in interest rates does not mean the end of effective estate planning opportunities. Indeed, there are a handful of strategies that become even more attractive in a higher interest rate environment. Rising interest rates influence the effectiveness of various estate planning tools. Leveraging these tools...

Assessing the Role of Alternative Investments in a Volatile Market

Assessing the Role of Alternative Investments in a Volatile Market

There are few concepts more central to achieving long-term investing success than portfolio diversification. This idea, which at its core is simply not having all your eggs in one basket, has taken on added complexity in recent years thanks to the widespread adoption of so-called alternative investments. The term has come to encompass an incredibly diverse range of strategies and approaches with a correspondingly wide range of potential outcomes for investors. Alternative investments can provide important benefits to investors if approached carefully and according to a sensible investment plan, especially at times with significant market uncertainty such as we’ve experienced in recent years. Alternative investments (also called alternatives, or alts), writ large, can be difficult to categorize. We consider them to be anything that is not a traditional stock or bond market investment. The range of alternative investment strategies includes: An important feature of each of these categories of investment...